Credit Analyst / Asset Finance Specialist

temporary
Short Job Description: 

Our client is looking for a professional Credit Analyst to determine customers’ creditworthiness. Experience in asset-based finance, corporate commercial credit is essential (movable assets). An accounting or banking degree is essential.

Job posting date: 
Wednesday, October 6, 2021
Job Type: 
Graduate placement
Required skills: 
Analysis & Reporting
Compliance & Risk
Financial Accounting & Reporting
Compliance & Risk
Risk consulting
Required Qualification: 
B.Com Finance or related
Remuneration in ZAR: 
R25 000.000 - R30 000.00 neg depending on experience
Remuneration term: 
Monthly
Full Job Description: 

Credit Analyst Jobs, Gauteng

Responsibilities:

You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations and write a motivation to the credit team should the borrower qualify for a loan. The position also requires the analyst to prepare loan agreements and liaise with customers to obtain the necessary documentation required for the loan process.

  • Check daily applications and process paperwork
  • Liaise with customers to obtain financial data 
  • Examining financial transactions and credit history case by case
  • Completing ratio, trend and cash flows analyses and creating projections where necessary
  • Assessing the creditworthiness of existing or prospective clients
  • Prepare credit application to credit team and write motivation
  • Liaise with funding partners to follow-up on applications
  • Prepare loan agreements and other documents

Requirements:

  • 2 - 5  years plus experience as a Credit Analyst 
  • Must have relevant degree
  • Must be fully bilingual - English and Afrikaans with English as a first language
  • Strong Excel skills
  • Experience with accounting software is advantageous.
  • Previous experience in the vehicle or other financial institutions would be preferable 
  • Strong reporting and analytical skills
  • Asset-based finance experience 
  • Commercial Credit - B2B finance
  • In-office role 
  • Currently in the banking or asset finance environment and or recently left,  candidates outside of this industry for longer than 12 - 18 months will not be considered

 

Country: 
South Africa
Which province(s) does this job apply to: 
Gauteng
City/Town: 
Pretoria, office

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